Any loan size, rate and term. Monthly principal and interest in one slide.
Quick repayment estimate
If things change
Principal and interest, constant rate, monthly repayments. An estimate only, not credit advice or an offer.
Confirm your numbers.
Enter the loan amount, interest rate and term to see the monthly principal and interest repayment, the fortnightly equivalent and the total interest over the loan.
The calculator also shows what a 1 per cent rate rise, a shorter term and a lender’s buffered test rate would do to the repayment.
Part of the refinancing guide.
Your sold sign could be next.
A quick call and you will know your next step.
Book my free callCharles at Links Property Finance made buying our first home so much easier than we expected. As first home buyers, we had a lot of questions around borrowing capacity, our deposit and the different government schemes available to us. Charles explained everything clearly, compared different lenders and kept us updated throughout the whole process. He was always easy to reach and made sure we understood what was happening from pre approval right through to getting our home loan approved. We would definitely recommend Links Property Finance to anyone looking for a mortgage broker, especially first home buyers who want someone to guide them through the process.
Charles went above and beyond to help us secure our home loan. He worked hard to find the best option for us and kept us updated throughout the whole process. His knowledge of the lending market was impressive and he made everything straightforward.
Had a great experience with Charles. He made the home loan process straightforward, was always easy to communicate with, and really knew his stuff. Would definitely recommend Charles and the team!
The calculator shows the arithmetic of a rate you choose. Your actual rate depends on the lender, your LVR, the loan structure and how your file is assessed, which is a conversation rather than a slider.
No. Lenders test your repayments at an assessment rate above the actual rate, which is why your borrowing figure is lower than the repayment arithmetic alone suggests. The borrowing power calculator reflects that.
Most owner-occupiers pay principal and interest, and lenders price it more sharply. Interest-only suits particular situations, usually investment structures, and is assessed differently.
Bring your numbers to a 30‑minute conversation and leave with a borrowing range a lender could stand behind.
Prefer a callback?
Charles calls back within one business day. No documents needed yet.
Estimates only, not credit or financial advice. Calculators use general assumptions; lender policy, rates and your own position are confirmed in a full assessment.
