Charles Touma. Your mortgage broker.
Charles founded Links Property Finance on a simple frustration: first home buyers were getting rushed, generic advice at the most important financial moment of their lives. Links does it differently. Charles himself on every file, plain answers, and a plan you can actually follow.
Corporate Credit Representative 580078 · Australian Credit Licence 389328 · MFAA member
From finance and real estate to broking
Finance and real estate before broking, both sides of every purchase. Bachelor of Commerce, Diploma of Finance and Mortgage Broking, MFAA member. Every file run personally.
Sydney based, Australia‑wide
Sydney based, Australia‑wide by phone and video. First home buyers first, the same care on every refinance and investment loan.
Twenty minutes, four answers.
- 1
Where you’re at
Income, savings, debts and timing. No judgement.
First 5 minutes - 2
What’s realistic
A straight answer on your range, even if it’s “not yet”.
By minute 10 - 3
What help exists
Schemes, guarantees and family options, checked properly.
By minute 15 - 4
Your next step
A written plan: the number, the documents, the timing.
You leave with
How we work
Three things we won’t compromise on.
If you can’t borrow what you hoped, we say so, and show the fastest path.
Charles, first call to keys. No call centres, no hand‑offs.
$0 broker fee on most home loans. The lender pays a commission, disclosed in writing before you apply.
- MFAA member, operating under Australian Credit Licence 389328 and the Best Interests Duty
- Sydney based, with clients Australia-wide by phone and video
- The same broker on your file from the first conversation through to settlement
Let’s talk
A 20‑minute conversation is the right place to start.
No obligation, no credit check. Just a clear picture of what you can do, and the next step.
