Calculators
Every number. One place.
Free, fast and private. Pick the question you’re asking.
Buying your first home
Can I afford this property?
Price in, full picture out: deposit, duty, costs, loan and repayments.
OpenBorrowing power
What a lender might let you borrow, from your income.
OpenYour buying position
Our signature tool: range, deposit, pathway and next move.
Open5% deposit checker
Six questions, could the government scheme fit you?
OpenDeposit calculator
Slide 5% to 20%, then test buying now against saving longer.
OpenStamp duty
What an eligible NSW first home buyer pays, often $0.
OpenLVR & LMI
The ratio lenders price off, and the premium you might avoid.
OpenGuarantor
How family equity can stand in for the cash deposit.
OpenPlanning your loan
Where the numbers lead
Your likely path to buying.
- TodayCheck your borrowing position
You’re doing it right now, that’s the right first move.
- This weekReview deposit options
5% pathways, family help, FHSSS, what actually fits you.
- NextObtain pre‑approval
A properly assessed limit, always subject to the lender and property.
- SearchKnow your maximum offer
Inspect and negotiate with a ceiling you trust.
- Offer acceptedFinalise lending
Formal approval, scheme paperwork, settlement.
- 🏠Keys
Welcome home.
From numbers to a plan
Calculators estimate. Brokers confirm.
Bring your numbers to a 20‑minute conversation and leave with a borrowing range a lender could actually stand behind.
