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How much equity could you use?

For upgraders and investors, the part of your home that can work as a deposit.

Home equity calculator

For upgraders and investors, how much of your home could work as a deposit.

$1,100,000
$600,000
  • Total equity$500,000
  • Usable equity (to 80% LVR)$280,000

Usable equity assumes lending to 80% of your home’s value against your current loan. Lender policy and serviceability decide the real figure.

Email me this result Keep your numbers, and pick this up whenever you’re ready.

An estimate, not credit advice. A broker review against real lender policy usually moves the number. No credit check. No obligation. Your details are never sold.

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Refinance savings

Releasing equity is usually a refinancing conversation.

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Investment loans

Using equity to buy an investment property.

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Repayments

What the combined lending would cost monthly.

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From numbers to a plan

Calculators estimate. Brokers confirm.

Bring your numbers to a 20‑minute conversation and leave with a borrowing range a lender could actually stand behind.

Talk to a Mortgage Broker or call 0423 952 184