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Could family equity replace your deposit?

How a parent’s equity can stand in for the deposit, often with no LMI.

Guarantor calculator

How a parent’s equity can stand in for the deposit, often with no LMI.

Property price$800,000

Your own savings$30,000

20% deposit + costs target$163,500
Guarantee needed from family$133,500

The guarantee is limited to this portion, secured against the guarantor’s property, and can be released once you reach 20% equity, subject to lender approval. Both generations should get advice.

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An estimate, not credit advice. A broker review against real lender policy usually moves the number. No credit check. No obligation. Your details are never sold.

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First home buyers

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LVR & LMI

What the guarantee saves you in insurance.

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Can I afford it?

The full cost picture at your target price.

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From numbers to a plan

Calculators estimate. Brokers confirm.

Bring your numbers to a 20‑minute conversation and leave with a borrowing range a lender could actually stand behind.

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