Know what buying could look like before you start searching.
Answer a few questions about your income, deposit and plans. We’ll build an indicative first home buying report: your deposit position, estimated buying costs, possible pathways and the next steps worth considering.
No credit check · Takes a few minutes · Indicative only · No obligation to speak with a broker
Step 1 of 10
What are you planning to buy?
Where are you looking?
A rough target is fine, the report shows what it would take.
Are you buying by yourself or with someone?
How is the main income earned?
Is any of this expected to come from: choose any
Any student debt (HECS/HELP)?
Rent, food, transport, utilities, subscriptions, insurance, general spending. Everything except loan repayments.
How many financially dependent children or other dependants?
When are you hoping to buy?
What are you most unsure about?
Indicative and educational only. This is not credit advice, loan approval or a lender‑assessed borrowing capacity, and it does not determine eligibility for any government scheme. Lender assessments can vary materially.
This is not lender‑assessed borrowing power. Different lenders can produce materially different results based on income treatment, expenses, liabilities and policy.
Your deposit position
Estimated buying costs
Pathways worth investigating
Eligibility for any government scheme is assessed by the scheme administrator and your lender, never by a website. Sources: Housing Australia · Revenue NSW · ATO.
Repayment snapshot
Actual rates and repayments depend on lender, product and final approval. The example rate is not an offer.
Reading your position
Your next three steps
Results are estimates based on limited information and are not credit advice, loan approval or a lender-assessed borrowing capacity. Actual lender assessment can vary materially. Eligibility for government schemes must be confirmed separately with the scheme administrator and your lender.
Email me my full report
A branded copy of this report, with your numbers, pathways and next steps, ready to save or share.
Sent. Check your inbox. Your full report is on its way.
Have Charles review my position
A website gives an indicative picture. A broker checks lender policy, verifies the numbers and tells you what’s actually realistic. Charles receives your report so you never explain it twice.
Done. Charles has your report and will be in touch personally.
What’s in the report.
An honest read on where you stand: strong start, getting close, or preparation first.
Your savings against 5%, 10% and 20% deposits at your target price.
Stamp duty, conveyancing, inspections and the buffer most people forget.
Which government schemes may be worth investigating, from official sources.
Your strongest position, your biggest constraint, and why it matters.
Three personalised actions based on your timeframe, not generic advice.