Send us your latest statement and we’ll compare your rate, fees and structure against the market. If staying put is the right answer, we’ll say so, and may still negotiate a better rate with your current lender.
Two sliders from your last statement, see how your rate compares with what new customers are offered today.
Compared against an indicative market rate over a 25‑year remaining term, before fees. Estimates only, not credit advice.
Existing borrowers drift above what the same bank offers new customers.
On typical Sydney balances, drift can quietly cost thousands a year.
Rate, fees, structure and offset. If staying is right, we say so.
Nothing. It’s free, there’s no obligation, and no credit check, just a clear picture of where your loan stands.
No. Often the outcome is a repricing with your existing lender, or confirmation that your current loan is still competitive.
Usually just your most recent loan statement. From that we can see your rate, balance and structure and compare it against the market.
Twenty minutes with Charles is usually enough to know the right path, and what it will cost.
