LVR calculator
Loan-to-value ratio, the number lenders price everything off.
- Loan amount$680,000
- Your LVR85.0%
Indicative only, lenders measure against their valuation, not the price.
Free calculator
Will you pay lender’s insurance?
Your loan‑to‑value ratio (LVR) is the number lenders price off, and lender’s insurance (LMI) is the premium many first home buyers never pay.
LMI estimate
A rough guide to lenders mortgage insurance below a 20% deposit.
- Your LVR90.0%
- Indicative LMI premium≈ $11,520
A broad ballpark only, real premiums vary by insurer, lender and loan size, and can usually be added to the loan. Eligible first home buyers may avoid LMI entirely under the 5% deposit scheme. Not credit advice.
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An estimate, not credit advice. A broker review against real lender policy usually moves the number. No credit check. No obligation. Your details are never sold.
Your next stepCheck How to Avoid LMI Entirely
From numbers to a plan
Calculators estimate. Brokers confirm.
Bring your numbers to a 20‑minute conversation and leave with a borrowing range a lender could actually stand behind.
