Links Property Finance · Mortgage broker for low deposit buyers, Sydney: Home Loans for Physiotherapists

Usually, from a lender’s point of view. Contractor income on an ABN is commonly assessed from tax returns, although some lenders accept a contract and recent invoices for a steady single-practice arrangement.

Often, when they are regular. Lenders want to see them on payslips over a period, and policies differ on how much is counted.

Some do, often on narrower terms than for doctors. Checking the lender’s list and deposit requirements before applying avoids surprises.

Many lenders want one or two years of tax returns for a new business. Some accept less with prior employment in the same field. Planning the timing can widen your options.

Yes. The compulsory repayment reduces take-home pay, which lenders factor into borrowing power. The effect depends on your income.

If you are a first home buyer and meet the criteria, yes. It is separate from any profession concession and has its own price caps.