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Links Property Finance · Mortgage broker in Sydney: Home Loan Guides

Every lending guide on the site, grouped by the question you are trying to answer.

Reviewed by Charles Touma Updated 18 October 2026

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5.0from 32 Google reviews
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Charles Touma, mortgage broker at Links Property Finance

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Which home loan guide do you need?

Start with the group that matches your situation: deposits and schemes, income and employment, credit and complex files, property types, or building and bridging.

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Each guide answers one borrower question, carries its own common questions, and links to the calculators and suburb pages that go with it.

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Charles Touma, mortgage broker at Links Property Finance

Real outcomes for real borrowers.

★★★★★
As a first home buyer, I was pretty overwhelmed at the start, but Charles made everything much easier. He explained the process step by step and helped me understand my borrowing options. His professionalism and responsiveness were excellent.
Ric Google review
★★★★★
Paperwork and finances were never my strong suit. He has made this process as simple and dummy proof for me as humanly possible. This is not the first time I use a mortgage broker, however it was the easiest and most pleasant.
Mikhail Google review
★★★★★
Charles looked after us really well and his knowledge gave us the confidence to purchase our property. He wasn’t pushy and always ensured we felt comfortable with the repayments.
Sandra Google review

Deposits and family help

Getting to the front door: the deposit, the schemes, and the ways family can legitimately help.

Income and credit

How lenders read what you earn and what's on your file, and where their policies differ.

When the property is the question

Sydney's trickier stock: small apartments, older titles, new towers and soft valuations.

Build, bridge and grow

Construction, moving between homes, and putting equity to work, including business lending.

Business property, overseas and visa buyers

Premises, short-term and development lending, and buying from overseas or on a visa.

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Charles Touma, mortgage broker at Links Property Finance
Every guide reviewed by Charles Touma Director & Mortgage Broker · MFAA member · Credit Representative 579003 under ACL 389328 About Charles · MFAA register · ASIC register · Complaints processEvery page is reviewed by Charles before it is published and checked against current lender policy and the official scheme pages linked where figures appear.

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A family in front of the sold sign at the home they bought together
Charles Touma, mortgage broker at Links Property Finance
Reviewed by Charles Touma Director & Mortgage Broker · MFAA member · Credit Representative 579003 under ACL 389328 About Charles · MFAA register · ASIC register · Complaints processEvery page is reviewed by Charles before it is published and checked against current lender policy and the official scheme pages linked where figures appear.

General information only, not credit or financial advice. Lender policies and government scheme criteria differ and change over time. All lending is subject to individual assessment and approval.